Does Tennessee permit a cause of action against a bank for the following forms of negligence?: (1) bank officers fail to heed alert issued by FDIC on counterfeit postal money orders, (2) bank officers fail to heed alert issued by Knoxville postal inspectors on counterfeit money orders, (3) bank ne...

The Gay traveler has always had an affiliation with Spain, and since the countries increasing popularity as a holiday destination in the 1960?s and ?70?s, Andalucia?s gay community has thrived. Not only due to the widely open and accepting Spanish people, holidays are typically a time when beliefs a...

Let`s think about what goes into your wedding budget. Your caterer/banquet facility will get the lion`s share of it. If you are having 150 guests (an average number) and the banquet facility charges $100 pp. (typical high-end facility in New England area - including gratuity, tax, hidden fees) - tha...

Drinking is known as the number one `panties/boxers remover` in the whole world. We all know that we should not drink and drive, but what about drinking and running to bed? We are not so sure about that, and those who have experienced having sex after drinking will probably agree and remember how bi...

The UN and the World Health Organization admit that the AIDS pandemic in Africa cannot be contained by 2015. This is a severe problem as it could spread to other nations. It maybe necessary to quarantine the entire continent of Africa in order to stop the pandemic from spreading world wide. The AID...

Much has been said and written lately about providing students with choices. I`m all about any methods which will improve student involvement in class, giving them ownership in their learning. There are many ways to give students choices, options, or just to provide random results and change up the ...

Heaven, Hell, or some sort of Purgatory. I cannot seem to make it to either of the extreme political sides and being a moderate definitely leaves me at least in purgatory if not a perpetual limbo. It is all of the words and actions that really get to me. Just when I think I have found it, someone do...

The Enneagram is a fascinating tool of nine orientations that enables us to gain insight into the depths of our true potential. It seeks to provide insight into how we fund our foundation of assumptions so they work for us or they don?t! (In some ways it provides a generic Owner?s Manual to Life! ...

A guarantee to put a smile on the face of all your guests attending the wedding is when they are handed a slice of wedding cake also a few pounds in weight if not careful. Wedding cakes will always hold second place to the bride in looking glamorous on this occasion. But as beautiful as the bride m...

Online dating has become increasingly popular over the past several years. Every year millions of men turn to internet dating in an effort to meet more women without risking face-to-face rejection. Unfortunately, internet dating doesnt work very well for most men because the odds are so heavily agai...

A poem hangs on the wall at Mother Theresa?s orphanage in India. For all who are called to lead, it is a great reminder of what we should do: 1. People are illogical, unreasonable and self-centered (including me). Love them anyway. 2. If you do good, people will accuse you of selfish, ulterior motiv...

Is Starbucks a monopoly? It fits all the definitions. Does this mean the FTC will make them break it up like AT&T? Or is the Federal Trade Commission too chicken after losing the case with Microsoft? The FTC knew better than to go after Microsoft, after all they did nothing wrong except adding featu...

Is there life ( extraterrestrial life or any other form of life) elsewhere in the universe.....a universe consisting of millions of galaxies, nebulas, blackholes, millions and millions of stars, unknown planets and other heavenly bodies millions of light years away from our solar system ? This we do...

Holiday Stress? Some Tips For Having Less We all dream of having wonderful holidays. We start each day full of the spirit of the season. We look at the lovely fresh fallen snow, and marvel at the beauty of the world. But lets face it - life can be stressful. By the time we get the kids up, dressed, ...

Last week, I was fortunate enough to get an appointment at my doctor?s office the same day I called. My little one and I went to my neighbor?s house, intending to take advantage of a recent babysitting offer. She wasn?t there. The other neighbor we thought of was on her way out the door. Unable ...

Mature men and women who are dating have many questions about money and issues related to money management. The most frequent question I am asked by men is how to avoid always picking up the tab. There are four easy steps to learn and follow: Step 1: First determine the occasions that you can imagin...

Are you sure you want to run an Internet based business? There are no recognized schools or universities that teach you how to start or run an online work at home business. Most of the time you learn by trial and error, so why would anyone want to work at home? The answer, in a nutshell, is ?for the...

Creativity can be defined as problem identification and idea generation whilst innovation can be defined as idea selection, development and commercialisation. There are other useful definitions in this field, for example, creativity can be defined as consisting of a number of ideas, a number of dive...

Water Conservation in larger cities is less of an issue publicly than in smaller cities, yet in reality it is more important in larger cities to conserve to allow smaller cities to exist. This is ironic, however truth because a small city that saves a lot is a mere drop in the bucket to the amount ...

Sitting on my couch with my family praying for those hit by the category 4 hurricane named Katrina, I could not help but wonder what the economic impact on the people would be within the next 3 to 6 months. While the death toll rises, looters take to the street, and President Bush abruptly ends his...

Anne and I know a shy guy ? her brother. He isn?t the best-looking rooster in the barnyard, but he always seems to have lots of chicks pecking around him. What?s the attraction? The mystery, I think. He doesn?t say much so women fill in the blanks. Also I think it?s refreshing; a relief from the...

There is a pervasive belief that creativity and innovation are separate and distinct from the concept of science. That creativity and innovation cannot be scientific. This is completely false. An event begins to fall into the realms of science when experiments are repeatable and the results reproduc...

The Bible foretells of the end of days, and how we are to be prepared for Christ`s return for His church, (you and me who are the body of Christ here on this planet.) We all have a job to do. He says however, He is returning for a bride who is to be spotless, without wrinkle or blemish. What doe...

How do you give thanks and make a lasting impression on your guest? The answer is simple, with a wedding favor. A wedding favor is a small token of appreciation for your guest to treasure and remember your special wedding day. Choosing the right wedding favor should represent both the bride and g...

"He who asks questions cannot avoid the answers." -African Proverb Powerful questions yield powerful answers. Here`s an example... One evening an old Cherokee told his grandson about a battle that goes on inside people. He said, "My beloved grandson, the battle inside every person is between two w...

Looking for beach theme wedding cake ideas? When it comes to wedding cakes, long gone are the days of following tradition. Since you are considering a beach theme wedding cake, you are obviously not a slave to those traditions. So...let`s stray from the "norm" and be adventurous! One thing t...

In looking back at my process over the years I have noticed an interesting phenomenon that I refer to as ?using my path to go against myself.? This behavior may be a surprise to many of you?.but as programmed ego minds we have been trained to use our life situations to go against ourselves since we ...

If you`re floundering in the bedroom and your girlfriend is moaning for all the wrong reasons, these tips will point you in the right direction. Gentlemen! If you want to get your girl moaning for real instead of faking it, you`re going to have to put a bit of work in. Firstly, a male can achieve or...

It is the maid of honor`s duty to organize the bridal shower and to ensure that the party is everything the bride expected. The best way to ensure that everyone will have fun is to create a theme around the bridal shower in which everyone can participate in. The following is a list of fun and exciti...

I have been trying to put one of my articles on this web site for over a year. Maybe it is fear of the unknown, fear of what people might say. I don?t know. One thing I do know is that one reason is that I have no web site to send anyone to for further listings and/or purchasing. I still do not h...

Many humans will defend the human race and their ability to over come and adapt to nearly any crisis. These same folks will also point to the accomplishments of the humans in the past and the major technological and medical breakthroughs. Indeed some of these innovations are astounding. Yet when we ...

For years, many of us heard the phrase ?Knowledge is Power.? We actively devoured books upon books to advance our knowledge in the hopes of gaining power. Some of us even adopted the attitude that I can learn anything from a book. Yes, knowledge is powerful, but knowledge alone will not advance you...

What defines you as a person? To what do you connect your self-esteem? I`m sure that among the victims of Hurricane Katrina, a lot of reshuffling of values have taken place. "Who are you, again?" "I`m the director of the Institute of Southern Louisiana Culture." WHOOSH! Not anymore, you`re not! "I l...

I will quickly get into these two dating tips, so you can put them into action! 1. Women sense clingy men Women know when you want something more than a good time. They sense when your coming on to strong. Try being laid back more, and take things as they come. Women are amazingly intuitive. When y...

Greetings to one and all, in the name and memory of Herbert W. Armstrong who visited and addressed many leaders of the nations you represent here today. Mr. Armstrong, ambassador for world peace without political portfolio, was a man sent by the Great Creator God (who made all men and determined the...

School authorities continually claim that they want more parent cooperation and participation in their children?s education. They complain when parents don?t show up for parent-teacher conferences or push their children to do their homework. Yet this constant cry for parent cooperation is often a sm...

I had a letter published in The Blade (Toledo, Ohio) and sent to President Reagan, pleading with him not to commit the folly of creating any foolish "Martin Luther King Day." Our fellow black Americans, generally speaking, still hated President Reagan after the fact and still don`t practice the goo...

A man told his friend, "What an unlucky day I`m having today! A mosquito flew into my eye. I had to spend fifty bucks to see the eye specialist." That`s nothing, his friend said, "This afternoon a dress flew into my wife`s eyes. That costs me five hundred bucks!" When our eyes are attracted to somet...

Self-Identity The most basic defining moment demands that leaders resolve the issue of personal identity which has serious implications for their future. In reading the lives of great men, I found that the first victory they won was over themselves. Self-leadership was understood as their number on...

Did you know that Match.com has around twelve million members, but only a million or so of those listed have paid their dues?

The most asked questions from Romance Clients? "Why don`t they answer my emails?" Well, first off, you don`t know and never will. But it?s a pretty good guess is tha...

The sapphire, protector of the innocent, celestial guardian of truth, bringer of health and youth, symbol of the heavens and birthstone for the month of September, is in fact the same stone as the ruby, the mineral corundum. The blue corundum, ranging in color from the lightest blue to deep blue and...

Some public schools try to turn children against their parents with scary classroom stories or lessons about child abuse. Public school authorities have increasingly decided that they are children?s first line of defense against child abuse. This new attitude falls under what is now known as "protec...

Touch plays a very powerful part in the flirting game. If you get it right, a touch will advance your rapport with your date by leaps and bounds; time it wrongly and you`ve lost whatever chance you had. As you must touch eventually, it`s vital to get it right! What you need to do is to learn exactly...

Depending on the depth of knowledge each partner has about the other, there are various do?s and don?ts regarding new girlfriends. But first you must know that the initiation of a successful relationship depends on a) whether either of you is fresh out of an earlier relationship or relationships, b)...

The birth of a baby is one of the most joyful and exciting times in the life of any woman, and preparing for the arrival of that new life is great fun for family members, friends and coworkers. The tradition of planning a baby shower for the mom to be has a long and storied history, and it is a ...

If your wedding is on a tight budget then you need to take a look at cheap wedding gowns. Not everyone has the money to buy designer wedding gowns, but that doesn`t mean you can`t look stunning. Many cheap wedding gowns still have the look of elegance. With the invention of the internet, finding ...

As you probably know, interest rates are at all time low right now and if you aren?t getting the best deal from your credit card company then they owe it to you to either lower your rate, or you owe it to yourself to find a better deal. You see, credit card companies need your business in order to s...

We?ve recently moved into a new apartment complex that really is much like a resort. We don?t have to maintain the lawn, handle any maintenance problems, or deal with unruly neighbors. We can use the pool without having to clean and maintain it, we can work out in a gym without the added monthly e...

Having a marriage problem can be agonizing especially if you`re trying to do all you can to make your marriage work. Depending on how your marriage was prior to thinking that you had a marriage problem, you could be in for a hurtful time if you don`t take a step back and look at your marriage proble...

Are you an avid reader? Are you trying to instill a love of reading in your children? My whole family loves to read! Right before bedtime every night, every one of us can be found with our nose in a book! It would be very easy for us to spend a fortune every month on books. But, since we don`t...